Loading the deal…
TD Canada Trust
TD ePremium Savings Account
On $10,000, you'd earn about
$45
over a year, before tax
How it works
- Rate
- 0% to 0.45% depending on your balance
- Who can get it
- Everyone
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
Conditions
- Balance under $10,000 earns 0% interest
- Debit transactions other than transfers to other TD accounts cost $5.00 each
The catch: Balances under $10,000 earn 0% interest, and non-exempt debit transactions cost $5.00 each.
From the bank's page8 quotes
- Rate, tier 1“$0 to $9,999.99 0.000%”
- Rate, tier 2“$10,000.00 to $49,999.99 0.450%”
- Rate, tier 3“$50,000.00 to $99,999.99 0.450%”
- Rate, tier 4“$100,000.00 to $249,999.99 0.450%”
- Rate, tier 5“$250,000.00 to $1,000,000.00 0.450%”
- Rate, tier 6“$1,000,000.01 and over 0.450%”
- Condition“Earn interest calculated daily, when your account balance is $10,000 or more.”
- Condition“Transaction Fee3 $5.00 each”
Source: www.td.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.