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Simplii Financial
High Interest Savings Account promo for new clients
On $10,000, you'd earn about
$194
over 153 days, before tax
How it works
- Promo rate
- 4.6%
- For
- 153 days from when you open the account
- Up to
- $200,000
- Who can get it
- New clients
- After the promo
- 0.3% to 1% depending on your balance
- Sign up by
- Oct 31, 2026
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
Conditions
- Must open the HISA within 60 days of becoming a Simplii client.
The catch: The 4.60% rate is capped at $200,000 for 153 days, after which rates drop to 0.30%–1.00%.
From the bank's page6 quotes
- Rate“Earn 4.60% interest† on eligible deposits up to $200,000”
- Who can get it“Be a new client with no prior relationship with Simplii Financial (a “New Simplii Client”).”
- How long“If you meet the eligibility criteria and other conditions described in these Terms, the balance of your Eligible HISA (up to $200,000) will earn Promotional Interest (defined below) for 153 days (which is about 5 months) from the date the HISA was opened (the "Promotional Rate Period").”
- Cap“Earn 4.60% interest† on eligible deposits up to $200,000”
- Condition“Open a HISA for the first time as the primary accountholder during the Offer Period and within 60 days after your Client Number was created (“Eligible HISA”).”
- Rate after the promo“When your special rate is gone, you’ll still earn a competitive interest rate on your savings.”
Source: www.simplii.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 12, 2026.