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Tangerine
Savings promo for new clients
On $10,000, you'd earn about
$190
over 153 days, before tax
How it works
- Promo rate
- 4.5%
- For
- 153 days from when you open the account
- Up to
- $1,000,000
- Who can get it
- New clients
- After the promo
- 0.3%
- Sign up by
- Nov 30, 2026
- Account types
- Non-registered, US dollar
- Insured by
- CDIC, up to $100,000 per insured category
Conditions
- Open an eligible account within 60 days of Client Number creation
The catch: The 153-day promo clock starts when the first account is opened and is shared with any subsequent accounts.
From the bank's page6 quotes
- Rate“The 4.50% Non-Registered Promotional Rate will apply to deposits made to the Eligible Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (CAD or USD as applicable) across all Eligible Savings Accounts of the same currency type combined.”
- Who can get it“The Tangerine New Client Two Rate Savings Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between July 28, 2026 and November 30, 2026, and (b) open an Eligible Savings Account and/or an Applicable Registered Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created.”
- How long“The 4.50% Non-Registered Promotional Rate will apply to deposits made to the Eligible Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (CAD or USD as applicable) across all Eligible Savings Accounts of the same currency type combined.”
- Cap“The 4.50% Non-Registered Promotional Rate will apply to deposits made to the Eligible Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (CAD or USD as applicable) across all Eligible Savings Accounts of the same currency type combined.”
- Condition“open an Eligible Savings Account and/or an Applicable Registered Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created.”
- Rate after the promo“Grow your savings with an interest rate of 0.30%† since February 23, 2026.”
Source: www.tangerine.ca
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.