Loading the deal…
CIBC
eAdvantage Savings
On $10,000, you'd earn about
$30
over a year, before tax
How it works
- Rate
- 0.3% to 0.6% depending on your balance
- Who can get it
- Everyone
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
Conditions
- $5.00 transaction fee applies per transaction
- Earn additional 0.05% Smart Interest on balances up to $200,000 when saving $200 or more in a month
The catch: Non-transfer transactions cost $5 each.
From the bank's page7 quotes
- Rate, tier 1“Balance up to $9,999.99 0.30%”
- Rate, tier 2“Balance $10,000 to $24,999.99 0.30%”
- Rate, tier 3“Balance $25,000 to $99,999.99 0.30%”
- Rate, tier 4“Balance $100,000 to $499,999.99 0.60%”
- Rate, tier 5“Balance $500,000 and over 0.60%”
- Condition“Transactions3 $5.00 each”
- Condition“Get additional Smart Interest when you save $200 or more in any month. Limits apply.”
Source: www.cibc.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.