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Tangerine
Registered savings promo for new clients
On $10,000, you'd earn about
$211
over 153 days, before tax
How it works
- Promo rate
- 5%
- For
- 153 days from when you open the account
- Up to
- $1,000,000
- Who can get it
- New clients
- Sign up by
- Nov 30, 2026
- Account types
- TFSA, RRSP, RRIF
- Insured by
- CDIC, up to $100,000 per insured category
Conditions
- Open an applicable registered account within 60 days of Client Number creation
The catch: Opening a non-registered account first starts the 5-month timer, reducing the promotional period available for registered accounts.
From the bank's page5 quotes
- Rate“The 5.00% Registered Promotional Rate will apply to deposits made to an eligible Client’s Applicable Registered Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 per Applicable Registered Savings Account Type (for deposits to registered Eligible Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions).”
- Who can get it“The Tangerine New Client Two Rate Savings Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between July 28, 2026 and November 30, 2026, and (b) open an Eligible Savings Account and/or an Applicable Registered Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created.”
- How long“The promotional rate period begins on the date your first eligible registered Savings Account or eligible non-registered Savings Account is opened and expires at the end of 153 days (5 months) from that date (or once you reach the $1,000,000 balance threshold in the Savings Account Type, whichever occurs sooner).”
- Cap“The 5.00% Registered Promotional Rate will apply to deposits made to an eligible Client’s Applicable Registered Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 per Applicable Registered Savings Account Type (for deposits to registered Eligible Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions).”
- Condition“open an Eligible Savings Account and/or an Applicable Registered Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created.”
Source: www.tangerine.ca
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.