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TD Canada Trust
TD Growth Savings Account with boosted rate
On $10,000, you'd earn about
$100
over a year, before tax
How it works
- Rate
- 0% to 1.5% depending on your balance
- Needs
- Eligible TD chequing account (Unlimited Chequing, All-Inclusive Banking Plan, or Wealth Private Banking Chequing); Complete at least 2 qualifying monthly transactions (direct deposit, online bill payment, or pre-authorized debit) each month
- Who can get it
- Everyone
- Without the condition
- 0% to 0.65% depending on your balance
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
Conditions
- Boosted rate requires holding an eligible TD chequing account and completing at least 2 qualifying monthly transactions in the previous month
The catch: Requires maintaining an eligible TD chequing account and completing two qualifying transactions each month.
From the bank's page7 quotes
- Rate, tier 1“$0 to $4,999.99 0.00% 0.00%”
- Rate, tier 2“$5,000.00 to $9,999.99 0.50% 0.00%”
- Rate, tier 3“$10,000 to $99,999.99 1.00% 0.40%”
- Rate, tier 4“$100,000.00 to $499,999.99 1.30% 0.55%”
- Rate, tier 5“$500,000.00 and over 1.50% 0.65%”
- Condition“TD Growth Savings Account customers can earn the Boosted Rate instead of the Standard Posted Rate on balances of $5,000 or more with an eligible TD Chequing Account and by completing at least two of three Qualifying Monthly Transactions from an eligible TD Chequing Account each month.”
- Rate after the promo“The Boosted Rate is applied instead of the Standard Posted Rate on balances of $5,000 or more with an eligible TD Chequing Account and by completing at least two of three Qualifying Monthly Transactions from an eligible TD Chequing Account each month.”
Source: www.td.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.