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CIBC
US$ Personal Account
On $10,000, you'd earn about
$10
over a year, before tax
How it works
- Rate
- 0.05% to 0.25% depending on your balance
- Who can get it
- Everyone
- Account types
- US dollar
- Insured by
- CDIC, up to $100,000 per insured category
The catch: Balances under $10,000 earn only 0.05% interest.
From the bank's page5 quotes
- Rate, tier 1“Balance up to $2,999.99 0.05%”
- Rate, tier 2“Balance $3,000 to $9,999.99 0.05%”
- Rate, tier 3“Balance $10,000 to $24,999.99 0.10%”
- Rate, tier 4“Balance $25,000 to $59,999.99 0.25%”
- Rate, tier 5“On portion of balances $60,000 and over 0.25%”
Source: www.cibc.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.