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Scotiabank
Scotia High Interest Savings Account standard rate
On $10,000, you'd earn about
$151
over a year, before tax
How it works
- Rate
- 0% to 2.2% depending on everything you hold with them
- Who can get it
- Everyone
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
The catch: Earns 0% interest unless your total relationship balance across eligible Scotiabank accounts is at least $10,000.
From the bank's page5 quotes
- Rate, tier 1“Level 1 Less than $10,000 0%”
- Rate, tier 2“Level 2 $10,000-$99,999 1.50%”
- Rate, tier 3“Level 3 $100,000-$249,999 1.75%”
- Rate, tier 4“Level 4 $250,000-$499,999 2.00%”
- Rate, tier 5“Level 5 $500,000 or more 2.20%”
Source: www.scotiabank.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.