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RBC Royal Bank
RBC High Interest eSavings
On $10,000, you'd earn about
$55
over a year, before tax
How it works
- Rate
- 0.55%
- Who can get it
- Everyone
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
The catch: Only 1 free ATM cash withdrawal per month; debit transactions are $5.00 each and Interac e-Transfers are $1.00 each.
From the bank's page1 quote
- Rate“For example, if on June 12, 2026, the Regular Interest Rate was 0.55% per annum and the Bonus Interest Rate was 4.05% per annum, the Promotional Interest Rate would be 4.60% per annum.”
Source: www.rbcroyalbank.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.