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Saven Financial
High Interest Savings Account
On $10,000, you'd earn about
$289
over a year, before tax
How it works
- Rate
- 2.85%
- Who can get it
- Everyone
- Not available in
- QC
- Account types
- Non-registered, TFSA, FHSA, RRSP, RRIF
- Insured by
- FSRA (Ontario credit union deposit insurance), up to $250,000 for non-registered deposits; unlimited for eligible registered deposits
The catch: Requires a $25 membership share investment and smartphone app; not available in Quebec.
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.