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Bridgewater Bank
Smart eSavings
On $10,000, you'd earn about
$273
over a year, before tax
How it works
- Rate
- 2.7%
- Who can get it
- Everyone
- Not available in
- QC
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
Conditions
- Initial deposit of at least $25 required to open the account.
- One free withdrawal per calendar month, with a $5 fee per additional withdrawal.
The catch: Only one free withdrawal per month; subsequent withdrawals cost $5 each. Opening requires mailing or providing a personal cheque.
From the bank's page3 quotes
- Rate“Smart eSavings Account Interest Rate1 2.70%”
- Condition“Initial deposit requirement only $25”
- Condition“With the Smart eSavings account you are entitled to one free withdrawal per calendar month. There is a $5 service fee per transaction for additional withdrawals per calendar month.”
Source: bridgewaterbank.ca
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.