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TD Canada Trust
TD Growth Savings Account
On $10,000, you'd earn about
$40
over a year, before tax
How it works
- Rate
- 0% to 0.65% depending on your balance
- Who can get it
- Everyone
- Account types
- Non-registered
- Insured by
- CDIC, up to $100,000 per insured category
The catch: Balances under $10,000 earn 0% interest without an eligible linked chequing account.
From the bank's page5 quotes
- Rate, tier 1“$0 to $4,999.99 0.00% 0.00%”
- Rate, tier 2“$5,000.00 to $9,999.99 0.50% 0.00%”
- Rate, tier 3“$10,000 to $99,999.99 1.00% 0.40%”
- Rate, tier 4“$100,000.00 to $499,999.99 1.30% 0.55%”
- Rate, tier 5“$500,000.00 and over 1.50% 0.65%”
Source: www.td.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 9, 2026.