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CIBC
US$ Personal Account
On $10,000, you'd earn about
$10
over a year, before tax
How it works
- Rate
- 0.05% to 0.25% depending on your balance
- Who can get it
- Everyone
- Account types
- US dollar
- Insured by
- CDIC, up to $100,000 per insured category
The catch: Pays only 0.05% on balances under $10,000 and requires $25,000 to earn 0.25%.
From the bank's page5 quotes
- Rate, tier 1“0.05%”
- Rate, tier 2“0.05%”
- Rate, tier 3“0.10%”
- Rate, tier 4“0.25%”
- Rate, tier 5“0.25%”
Source: www.cibc.com
Compounded monthly, before tax. The bank calculates daily, so yours will differ slightly. Last checked Oct 19, 2026.